Citaldi, San Jose Housing Market · 2026
Data through Sep 2026
Citaldi, San Jose Market Snapshot
Citaldi is one of the most competitive markets in the Bay Area, and it's still heating up. Here's what you need to know:
- Homes sit for about 15 days, enough time to tour but don't wait too long
- Selling 6% above asking. Budget above list price to compete
- Loan payment: $10,164/mo P&I (7.32%, 20% down on a $1.85M home) · Est. total ~$12,274/mo with tax + insurance.
- Bidding wars persist (85% sell above list) but inventory is growing, so competition may ease soon
- Citaldi pricing is 37% above the San Jose median ($1.85M vs. $1.35M)
Based on 7 homes sold in the 3 months ending September 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.
Data through September 2026
- Principal & Interest$10,164
- Property Tax$1,927
- Insurance$183
Market Trends
See how prices, monthly costs, and mortgage rates have moved in Citaldi.
Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.
Frequently asked questions about Citaldi, San Jose
- Is now a good time to buy in Citaldi, San Jose?
Citaldi, San Jose is one of the most competitive markets in the Bay Area. Buyers should expect to offer above asking price, be prepared to waive contingencies, and act fast. Coming in with strong financing and a clear strategy is essential.
- How do Citaldi, San Jose home prices compare to the Bay Area average?
At $1.85M, Citaldi, San Jose's median is close to the Bay Area average of $1.77M.
Within San Jose, this area trades about 37% above the city-wide median of $1.35M.
- How competitive is Citaldi, San Jose for buyers?
Citaldi, San Jose is one of the Bay Area's more competitive markets:
- Homes sell about 6% above asking on average
- 85% close above list price
- 15 days typical time to go pending
- 33% of listings have had a price reduction
Buyer strategy: budget 5 to 10% above ask on well-priced listings, with financing pre-approved and offers ready to move quickly.
- What will my total monthly cost be on a median-priced Citaldi, San Jose home?
At $1.85M with 20% down at 7.32%, your estimated total monthly cost is approximately $12,274:
- $10,164 principal and interest
- $1,927 property tax (California 1.25% effective rate)
- $183 homeowners insurance
HOA fees are extra.
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