Oak Ridge, San Jose Housing Market · 2026
Data through Sep 2026
Oak Ridge, San Jose Market Snapshot
Oak Ridge favors sellers and competition is intensifying. Here's the picture:
- Homes go pending in about 10 days, so move quickly or you'll miss out
- Selling 3% above asking. Budget above list price to compete
- Loan payment: $7,637/mo P&I (7.32%, 20% down on a $1.39M home) · Est. total ~$9,267/mo with tax + insurance.
- Oak Ridge pricing is near the San Jose city-wide median ($1.39M vs. $1.35M)
Based on 5 homes sold in the 3 months ending September 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.
Data through September 2026
- Principal & Interest$7,637
- Property Tax$1,448
- Insurance$183
Market Trends
See how prices, monthly costs, and mortgage rates have moved in Oak Ridge.
Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.
Frequently asked questions about Oak Ridge, San Jose
- Is now a good time to buy in Oak Ridge, San Jose?
Oak Ridge, San Jose favors sellers and competition is intensifying. Buyers should prepare strong offers and expect limited room to negotiate on well-priced listings.
- How do Oak Ridge, San Jose home prices compare to the Bay Area average?
At $1.39M, Oak Ridge, San Jose's median sits about 21% below the Bay Area average of $1.77M. That average is skewed high by ultra-premium peninsula enclaves like Atherton and Woodside, so a more useful frame is that Oak Ridge, San Jose is one of the more accessible corners of the Bay Area.
This is close to the San Jose city-wide median of $1.35M.
By home type:
- Single-family homes at $1.64M
- Condos at $970K
- What price range should I budget for in Oak Ridge, San Jose?
Prices in Oak Ridge, San Jose depend heavily on home type and specific neighborhood. Median sale prices by type:
- Single-family homes at $1.64M
- Condos at $970K
Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.
- How competitive is Oak Ridge, San Jose for buyers?
Oak Ridge, San Jose currently favors sellers:
- Homes sell about 3% above asking on average
- 60% close above list price
- 10 days typical time to go pending
- 30% of listings have had a price reduction
Buyer strategy: well-priced homes still move quickly, but there is modest room for strong offers. Come in pre-approved with a clear plan.
- What will my total monthly cost be on a median-priced Oak Ridge, San Jose home?
At $1.39M with 20% down at 7.32%, your estimated total monthly cost is approximately $9,267:
- $7,637 principal and interest
- $1,448 property tax (California 1.25% effective rate)
- $183 homeowners insurance
HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.
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