Candlestick, San Jose Housing Market · 2026

Data through Sep 2026

Candlestick, San Jose Market Snapshot

Candlestick is a balanced market, but competition has been picking up. Here's where things stand:

  • 33 days on market gives buyers time to be selective and negotiate
  • Selling at or near list price. Fair offers are competitive here
  • Loan payment: $7,115/mo P&I (7.32%, 20% down) · Est. total ~$8,647/mo with tax + insurance, well below the Bay Area average.
  • Candlestick pricing is near the San Jose city-wide median ($1.29M vs. $1.35M)

Based on 6 homes sold in the 3 months ending September 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through September 2026

SalesWhat are homes selling for?
Median Sale Price
$1.29M
▲ Up 15.1% from September 2025
Up $170K from September 2025
Homes Sold
6
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$8,647/mo
7.32% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$7,115
  • Property Tax$1,349
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
33 days
▼ 3154 fewer days than in September 2025
Buyers have time to decide
Sale-to-List Ratio
102.8%
▲ Up from 102.7% in September 2025
Selling at or near asking price
% Sold Over Asking
50%
50% of homes sold above asking, some competition
Active Listings
2
▲ Up 6.7% from September 2025
About 1.1 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Candlestick.

Median Sale Price
Up 15.1% year-over-year in Candlestick. Based on 6 sales in the last 3 months.
Homes Sold
Total Monthly Payment
Estimated monthly cost is up 22% from a year ago in Candlestick, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 7.32%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Candlestick, San Jose

Is now a good time to buy in Candlestick, San Jose?

Candlestick, San Jose is balanced but competition is picking up. It remains a reasonable environment for buyers, though acting decisively on well-priced homes is becoming more important.

How do Candlestick, San Jose home prices compare to the Bay Area average?

At $1.29M, Candlestick, San Jose's median sits about 27% below the Bay Area average of $1.77M. That average is skewed high by ultra-premium peninsula enclaves like Atherton and Woodside, so a more useful frame is that Candlestick, San Jose is one of the more accessible corners of the Bay Area.

This is close to the San Jose city-wide median of $1.35M.

How competitive is Candlestick, San Jose for buyers?

Candlestick, San Jose is a balanced market where neither side dominates:

  • Homes sell about 3% above asking on average
  • 50% close above list price
  • 33 days typical time to go pending

Buyer strategy: contingencies are more accepted, and there is time to tour and negotiate without extreme pressure.

What will my total monthly cost be on a median-priced Candlestick, San Jose home?

At $1.29M with 20% down at 7.32%, your estimated total monthly cost is approximately $8,647:

  • $7,115 principal and interest
  • $1,349 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra.

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Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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