Seven Trees, San Jose Housing Market · 2026

Data through Jul 2026

Seven Trees, San Jose Market Snapshot

Seven Trees favors sellers and competition is intensifying. Here's the picture:

Based on 10 homes sold in the 3 months ending July 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through July 2026

SalesWhat are homes selling for?
Median Sale Price
$667K
Up 4.3% from July 2025
Up $27K from July 2025
Homes Sold
10
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$4,312/mo
6.67% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$3,434
  • Property Tax$695
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
17 days
24 fewer days than in July 2025
Homes typically sell within a month
Sale-to-List Ratio
103.3%
Up from 100.9% in July 2025
Selling 3% above asking
% Sold Over Asking
60%
More than half of homes sold above their asking price
Active Listings
4
Up 7.2% from July 2025
About 1.3 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Seven Trees.

Median Sale Price
Up 4.3% year-over-year in Seven Trees. Based on 10 sales in the last 3 months.
Homes Sold
43% more homes sold than a year ago in Seven Trees.
Total Monthly Payment
Estimated monthly cost is up 4% from a year ago in Seven Trees, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.67%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Seven Trees, San Jose

Is now a good time to buy in Seven Trees, San Jose?

Seven Trees, San Jose favors sellers and competition is intensifying. Buyers should prepare strong offers and expect limited room to negotiate on well-priced listings.

How do Seven Trees, San Jose home prices compare to the Bay Area average?

At $667K, Seven Trees, San Jose's median sits about 63% below the Bay Area average of $1.80M. Seven Trees, San Jose is among the most accessible parts of the Bay Area.

Within San Jose, this area trades about 52% below the city-wide median of $1.40M.

By home type:

  • Townhomes at $640K
  • Condos at $652K
  • Single-family homes at $875K
What price range should I budget for in Seven Trees, San Jose?

Prices in Seven Trees, San Jose depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Townhomes at $640K
  • Condos at $652K
  • Single-family homes at $875K

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Seven Trees, San Jose for buyers?

Seven Trees, San Jose currently favors sellers:

  • Homes sell about 3% above asking on average
  • 60% close above list price
  • 17 days typical time to go pending

Buyer strategy: well-priced homes still move quickly, but there is modest room for strong offers. Come in pre-approved with a clear plan.

What will my total monthly cost be on a median-priced Seven Trees, San Jose home?

At $667K with 20% down at 6.67%, your estimated total monthly cost is approximately $4,312:

  • $3,434 principal and interest
  • $695 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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