Eden, San Jose Housing Market · 2026

Data through Jul 2026

Eden, San Jose Market Snapshot

Eden is one of the most competitive markets in the Bay Area, and it's still heating up. Here's what you need to know:

Based on 10 homes sold in the 3 months ending July 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through July 2026

SalesWhat are homes selling for?
Median Sale Price
$2.05M
Down 2.3% from July 2025
Down $48K from July 2025
Homes Sold
10
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$12,880/mo
6.67% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$10,559
  • Property Tax$2,137
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
14 days
3 fewer days than in July 2025
Homes sell in a week or two
Sale-to-List Ratio
108.7%
Up from 105.9% in July 2025
Selling 9% above asking
% Sold Over Asking
70%
70% of homes sold above their asking price
Active Listings
4
Up 42.9% from July 2025
About 1.3 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Eden.

Median Sale Price
Down 2.3% year-over-year in Eden. Based on 10 sales in the last 3 months.
Homes Sold
67% more homes sold than a year ago in Eden.
Total Monthly Payment
Estimated monthly cost is down 3% from a year ago in Eden, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.67%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Eden, San Jose

Is now a good time to buy in Eden, San Jose?

Eden, San Jose is one of the most competitive markets in the Bay Area. Buyers should expect to offer above asking price, be prepared to waive contingencies, and act fast. Coming in with strong financing and a clear strategy is essential.

How do Eden, San Jose home prices compare to the Bay Area average?

At $2.05M, Eden, San Jose's median is close to the Bay Area average of $1.80M.

Within San Jose, this area trades about 47% above the city-wide median of $1.40M.

By home type:

  • Single-family homes at $2.15M
  • Townhomes at $1.33M
What price range should I budget for in Eden, San Jose?

Prices in Eden, San Jose depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $2.15M
  • Townhomes at $1.33M

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Eden, San Jose for buyers?

Eden, San Jose is one of the Bay Area's more competitive markets:

  • Homes sell about 9% above asking on average
  • 70% close above list price
  • 14 days typical time to go pending
  • 31% of listings have had a price reduction

Buyer strategy: budget 5 to 10% above ask on well-priced listings, with financing pre-approved and offers ready to move quickly.

What will my total monthly cost be on a median-priced Eden, San Jose home?

At $2.05M with 20% down at 6.67%, your estimated total monthly cost is approximately $12,880:

  • $10,559 principal and interest
  • $2,137 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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