Joaquin Miller, San Jose Housing Market · 2026

Data through Jun 2026

Joaquin Miller, San Jose Market Snapshot

Joaquin Miller favors sellers and competition is intensifying. Here's the picture:

Based on 10 homes sold in the 3 months ending June 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through June 2026

SalesWhat are homes selling for?
Median Sale Price
$2.65M
Up 16.2% from June 2025
Up $369K from June 2025
Homes Sold
10
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$16,408/mo
6.55% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$13,465
  • Property Tax$2,759
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
9 days
9 fewer days than in June 2025
Homes sell in a week or two
Sale-to-List Ratio
102.9%
Down from 108.5% in June 2025
Selling at or near asking price
% Sold Over Asking
70%
70% of homes sold above their asking price
Active Listings
n/a

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Joaquin Miller.

Median Sale Price
Up 16.2% year-over-year in Joaquin Miller. Based on 10 sales in the last 3 months.
Homes Sold
Total Monthly Payment
Estimated monthly cost is up 13% from a year ago in Joaquin Miller, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.55%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Joaquin Miller, San Jose

Is now a good time to buy in Joaquin Miller, San Jose?

Joaquin Miller, San Jose favors sellers and competition is intensifying. Buyers should prepare strong offers and expect limited room to negotiate on well-priced listings.

How do Joaquin Miller, San Jose home prices compare to the Bay Area average?

At $2.65M, Joaquin Miller, San Jose's median sits about 47% above the Bay Area average of $1.80M. Joaquin Miller, San Jose is on the higher end of the regional market.

Within San Jose, this area trades about 80% above the city-wide median of $1.47M.

By home type:

  • Single-family homes at $3.40M
  • Townhomes at $1.77M
  • Condos at $1.70M
What price range should I budget for in Joaquin Miller, San Jose?

Prices in Joaquin Miller, San Jose depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $3.40M
  • Townhomes at $1.77M
  • Condos at $1.70M

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Joaquin Miller, San Jose for buyers?

Joaquin Miller, San Jose currently favors sellers:

  • Homes sell about 3% above asking on average
  • 70% close above list price
  • 9 days typical time to go pending
  • 20% of listings have had a price reduction

Buyer strategy: well-priced homes still move quickly, but there is modest room for strong offers. Come in pre-approved with a clear plan.

What will my total monthly cost be on a median-priced Joaquin Miller, San Jose home?

At $2.65M with 20% down at 6.55%, your estimated total monthly cost is approximately $16,408:

  • $13,465 principal and interest
  • $2,759 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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