Jose Figueres-Rancho Verde, San Jose Housing Market · 2026

Data through Sep 2026

Jose Figueres-Rancho Verde, San Jose Market Snapshot

Jose Figueres-Rancho Verde favors sellers, but smart buyers can still win. Here's the picture:

  • Homes go pending in about 9 days, so move quickly or you'll miss out
  • Selling at or near list price. Fair offers are competitive here
  • Loan payment: $4,148/mo P&I (7.32%, 20% down) · Est. total ~$5,117/mo with tax + insurance, well below the Bay Area average.

Based on just 1 sale in the 3 months ending September 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Read this as a rough snapshot; a single transaction can move these numbers noticeably. Updated weekly.

Data through September 2026

SalesWhat are homes selling for?
Median Sale Price
$755K
Homes Sold
1
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$5,117/mo
7.32% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$4,148
  • Property Tax$786
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
9 days
Homes sell in a week or two
Sale-to-List Ratio
102.7%
Selling at or near asking price
% Sold Over Asking
100%
100% of homes sold above their asking price
Active Listings
n/a

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Jose Figueres-Rancho Verde.

Median Sale Price
Homes Sold
Total Monthly Payment
Estimated monthly cost is up 13% from a year ago in Jose Figueres-Rancho Verde, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 7.32%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Jose Figueres-Rancho Verde, San Jose

Is now a good time to buy in Jose Figueres-Rancho Verde, San Jose?

Data for Jose Figueres-Rancho Verde, San Jose specifically is limited. Only 1 sale in the last 3 months is not enough to read neighborhood-level conditions, and one unusual transaction can dominate the reported numbers. Zooming out to the broader San Jose market: san Jose is a balanced market, a good environment for thoughtful decisions on both sides. Sellers can expect fair prices and buyers have time to negotiate without extreme pressure.

How do Jose Figueres-Rancho Verde, San Jose home prices compare to San Jose and the Bay Area?

Jose Figueres-Rancho Verde, San Jose's one recent sale was at a median of $755K. That is roughly 44% below San Jose's city-wide median of $1.35M. With only a single data point, it is hard to draw firm neighborhood-level conclusions. This could reflect a specific property or an unusual transaction rather than a broader trend. For context, the Bay Area median is $1.77M.

What will my total monthly cost be on a typical Jose Figueres-Rancho Verde, San Jose home?

Using the one recent sale as a rough anchor, your estimated total monthly cost with 20% down at 7.32% would be approximately $5,117:

  • $4,148 principal and interest
  • $786 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

The actual number for any specific property depends on sale price, HOA if applicable, and lender.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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