Coyote Creek, San Jose Housing Market · 2026
Data through Sep 2026
Coyote Creek, San Jose Market Snapshot
Coyote Creek leans toward buyers, though competition has been picking up recently. Here's where things stand:
- Homes are sitting for 55+ days. Buyers have the luxury of patience here
- Selling at or near list price. Fair offers are competitive here
- Loan payment: $7,691/mo P&I (7.32%, 20% down on a $1.40M home) · Est. total ~$9,333/mo with tax + insurance.
- 28% of listings have cut prices. Sellers are adjusting expectations
- Coyote Creek pricing is near the San Jose city-wide median ($1.40M vs. $1.35M)
Based on 5 homes sold in the 3 months ending September 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.
Data through September 2026
- Principal & Interest$7,691
- Property Tax$1,458
- Insurance$183
Market Trends
See how prices, monthly costs, and mortgage rates have moved in Coyote Creek.
Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.
Frequently asked questions about Coyote Creek, San Jose
- Is now a good time to buy in Coyote Creek, San Jose?
Coyote Creek, San Jose leans toward buyers, though competition has been picking up recently. Buyers still have leverage to negotiate, but the window may be narrowing.
- How do Coyote Creek, San Jose home prices compare to the Bay Area average?
At $1.40M, Coyote Creek, San Jose's median sits about 21% below the Bay Area average of $1.77M. That average is skewed high by ultra-premium peninsula enclaves like Atherton and Woodside, so a more useful frame is that Coyote Creek, San Jose is one of the more accessible corners of the Bay Area.
This is close to the San Jose city-wide median of $1.35M.
- How competitive is Coyote Creek, San Jose for buyers?
Coyote Creek, San Jose currently leans toward buyers:
- Homes sell about 0.7% above asking on average
- 60% close above list price
- 55 days typical time to go pending
- 28% of listings have had a price reduction
Buyer strategy: a well-structured offer near or below list price has a good chance of success.
- What will my total monthly cost be on a median-priced Coyote Creek, San Jose home?
At $1.40M with 20% down at 7.32%, your estimated total monthly cost is approximately $9,333:
- $7,691 principal and interest
- $1,458 property tax (California 1.25% effective rate)
- $183 homeowners insurance
HOA fees are extra.
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