Loma Linda, San Jose Housing Market · 2026
Data through Sep 2026
Loma Linda, San Jose Market Snapshot
Loma Linda is shifting toward buyers. Here's where things stand:
- 26 days on market gives buyers time to be selective and negotiate
- Selling 2% below asking. Sellers are flexible on price
- Loan payment: $10,562/mo P&I (7.32%, 20% down on a $1.92M home) · Est. total ~$12,747/mo with tax + insurance.
Based on just 4 sales in the 3 months ending September 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Read this as a rough snapshot; a single transaction can move these numbers noticeably. Updated weekly.
Data through September 2026
- Principal & Interest$10,562
- Property Tax$2,002
- Insurance$183
Market Trends
See how prices, monthly costs, and mortgage rates have moved in Loma Linda.
Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.
Frequently asked questions about Loma Linda, San Jose
- Is now a good time to buy in Loma Linda, San Jose?
Data for Loma Linda, San Jose specifically is limited. Only 4 sales in the last 3 months is not enough to read neighborhood-level conditions, and one unusual transaction can dominate the reported numbers. Zooming out to the broader San Jose market: san Jose is a balanced market, a good environment for thoughtful decisions on both sides. Sellers can expect fair prices and buyers have time to negotiate without extreme pressure.
- How do Loma Linda, San Jose home prices compare to San Jose and the Bay Area?
Loma Linda, San Jose's 4 recent sales were at a median of $1.92M. That is notably above San Jose's city-wide median of $1.35M. With only a small sample, it is hard to draw firm neighborhood-level conclusions. This could reflect a specific property or an unusual transaction rather than a broader trend. For context, the Bay Area median is $1.77M.
- What will my total monthly cost be on a typical Loma Linda, San Jose home?
Using the 4 recent sales (median $1.92M) as a rough anchor, your estimated total monthly cost with 20% down at 7.32% would be approximately $12,747:
- $10,562 principal and interest
- $2,002 property tax (California 1.25% effective rate)
- $183 homeowners insurance
The actual number for any specific property depends on sale price, HOA if applicable, and lender.
→“Mel did an amazing job helping us buy our first home. When we first met her, we had done literally zero of the steps needed to buy a house, and 28 days later we closed.”
“I work in commercial real estate with many different agents and I can proudly say that Mel is above the rest.”
“Working with Mel was the best decision I made in my home-buying journey. She was incredibly patient, taking the time to explain every detail of the process to me.”
“Mel did an incredible job helping me find and purchase my first home! She was very responsive, professional, and knowledgeable.”
“Working with Mel was a fantastic experience from start to finish. We were immediately impressed by her active listening and her ability to translate our needs.”
Let's Chat!
I read every message and usually reply the same day.