Loma Linda, San Jose Housing Market · 2026

Data through Jun 2026

Loma Linda, San Jose Market Snapshot

Loma Linda leans toward buyers, though competition has been picking up recently. Here's where things stand:

Based on 10 homes sold in the 3 months ending June 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through June 2026

SalesWhat are homes selling for?
Median Sale Price
$1.55M
Up 160.8% from June 2025
Up $958K from June 2025
Homes Sold
10
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$9,704/mo
6.55% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$7,901
  • Property Tax$1,619
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
27 days
5 fewer days than in June 2025
Homes typically sell within a month
Sale-to-List Ratio
98.8%
Up from 98.5% in June 2025
Selling 1% below asking
% Sold Over Asking
30%
Only 30% sold above asking. Few bidding wars right now
Active Listings
8
Down 5.9% from June 2025
About 2.2 months of supply. Moderate selection available

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Loma Linda.

Median Sale Price
Up 160.8% year-over-year in Loma Linda. Based on 10 sales in the last 3 months.
Homes Sold
Total Monthly Payment
Estimated monthly cost is up 147% from a year ago in Loma Linda, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.55%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Loma Linda, San Jose

Is now a good time to buy in Loma Linda, San Jose?

Loma Linda, San Jose leans toward buyers, though competition has been picking up recently. Buyers still have leverage to negotiate, but the window may be narrowing.

How do Loma Linda, San Jose home prices compare to the Bay Area average?

At $1.55M, Loma Linda, San Jose's median is close to the Bay Area average of $1.80M.

This is close to the San Jose city-wide median of $1.47M.

By home type:

  • Single-family homes at $1.62M
  • Condos at $545K
What price range should I budget for in Loma Linda, San Jose?

Prices in Loma Linda, San Jose depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $1.62M
  • Condos at $545K

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Loma Linda, San Jose for buyers?

Loma Linda, San Jose currently leans toward buyers:

  • Homes sell about 1% below asking on average
  • 30% close above list price
  • 27 days typical time to go pending
  • 33% of listings have had a price reduction

Buyer strategy: a well-structured offer near or below list price has a good chance of success.

What will my total monthly cost be on a median-priced Loma Linda, San Jose home?

At $1.55M with 20% down at 6.55%, your estimated total monthly cost is approximately $9,704:

  • $7,901 principal and interest
  • $1,619 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
See all reviews on Zillow

Let's Chat!

I read every message and usually reply the same day.

What brings you here?