Clayton North, San Jose Housing Market · 2026
Data through Sep 2026
Clayton North, San Jose Market Snapshot
Clayton North leans toward buyers, though competition has been picking up recently. Here's where things stand:
- 39 days on market gives buyers time to be selective and negotiate
- Selling 1% below asking. Sellers are flexible on price
- Loan payment: $8,351/mo P&I (7.32%, 20% down on a $1.52M home) · Est. total ~$10,117/mo with tax + insurance.
- 62% of listings have cut prices. Sellers are adjusting expectations
- Clayton North pricing is near the San Jose city-wide median ($1.52M vs. $1.35M)
Based on 6 homes sold in the 3 months ending September 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.
Data through September 2026
- Principal & Interest$8,351
- Property Tax$1,583
- Insurance$183
Market Trends
See how prices, monthly costs, and mortgage rates have moved in Clayton North.
Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.
Frequently asked questions about Clayton North, San Jose
- Is now a good time to buy in Clayton North, San Jose?
Clayton North, San Jose leans toward buyers, though competition has been picking up recently. Buyers still have leverage to negotiate, but the window may be narrowing.
- How do Clayton North, San Jose home prices compare to the Bay Area average?
At $1.52M, Clayton North, San Jose's median is close to the Bay Area average of $1.77M.
Within San Jose, this area trades about 13% above the city-wide median of $1.35M.
- How competitive is Clayton North, San Jose for buyers?
Clayton North, San Jose currently leans toward buyers:
- Homes sell about 1% below asking on average
- 33% close above list price
- 39 days typical time to go pending
- 62% of listings have had a price reduction
Buyer strategy: a well-structured offer near or below list price has a good chance of success.
- What will my total monthly cost be on a median-priced Clayton North, San Jose home?
At $1.52M with 20% down at 7.32%, your estimated total monthly cost is approximately $10,117:
- $8,351 principal and interest
- $1,583 property tax (California 1.25% effective rate)
- $183 homeowners insurance
HOA fees are extra.
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