Stonegate West, San Jose Housing Market · 2026

Data through Jun 2026

Stonegate West, San Jose Market Snapshot

Stonegate West is one of the most competitive markets in the Bay Area, and it's still heating up. Here's what you need to know:

Based on 10 homes sold in the 3 months ending June 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through June 2026

SalesWhat are homes selling for?
Median Sale Price
$1.26M
Down 5.3% from June 2025
Down $70K from June 2025
Homes Sold
10
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$7,872/mo
6.55% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$6,381
  • Property Tax$1,308
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
16 days
11 fewer days than in June 2025
Homes typically sell within a month
Sale-to-List Ratio
105.3%
Up from 98.9% in June 2025
Selling 5% above asking
% Sold Over Asking
90%
90% of homes sold above their asking price
Active Listings
1
About 0.3 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Stonegate West.

Median Sale Price
Down 5.3% year-over-year in Stonegate West. Based on 10 sales in the last 3 months.
Homes Sold
Total Monthly Payment
Estimated monthly cost is down 7% from a year ago in Stonegate West, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.55%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Stonegate West, San Jose

Is now a good time to buy in Stonegate West, San Jose?

Stonegate West, San Jose is one of the most competitive markets in the Bay Area. Buyers should expect to offer above asking price, be prepared to waive contingencies, and act fast. Coming in with strong financing and a clear strategy is essential.

How do Stonegate West, San Jose home prices compare to the Bay Area average?

At $1.26M, Stonegate West, San Jose's median sits about 30% below the Bay Area average of $1.80M. That average is skewed high by ultra-premium peninsula enclaves like Atherton and Woodside, so a more useful frame is that Stonegate West, San Jose is one of the more accessible corners of the Bay Area.

Within San Jose, this area trades about 15% below the city-wide median of $1.47M.

How competitive is Stonegate West, San Jose for buyers?

Stonegate West, San Jose is one of the Bay Area's more competitive markets:

  • Homes sell about 5% above asking on average
  • 90% close above list price
  • 16 days typical time to go pending

Buyer strategy: budget 5 to 10% above ask on well-priced listings, with financing pre-approved and offers ready to move quickly.

What will my total monthly cost be on a median-priced Stonegate West, San Jose home?

At $1.26M with 20% down at 6.55%, your estimated total monthly cost is approximately $7,872:

  • $6,381 principal and interest
  • $1,308 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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