Stonegate West, San Jose Housing Market · 2026

Data through Jul 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Stonegate West, San Jose Market Snapshot

Stonegate West favors sellers and competition is intensifying. Here's the picture:

Based on 11 homes sold in the 3 months ending July 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through July 2026

SalesWhat are homes selling for?
Median Sale Price
$1.27M
Down 4.0% from July 2025
Down $53K from July 2025
Homes Sold
11
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$8,082/mo
6.71% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$6,573
  • Property Tax$1,325
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
26 days
1 fewer day than in July 2025
Homes typically sell within a month
Sale-to-List Ratio
102.5%
Up from 98.9% in July 2025
Selling at or near asking price
% Sold Over Asking
82%
82% of homes sold above their asking price
Active Listings
2
Up 114.3% from July 2025
About 0.6 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Stonegate West.

Median Sale Price
Down 4.0% year-over-year in Stonegate West. Based on 11 sales in the last 3 months.
Homes Sold
Total Monthly Payment
Estimated monthly cost is down 4% from a year ago in Stonegate West, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.71%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Stonegate West, San Jose

Is now a good time to buy in Stonegate West, San Jose?

Stonegate West, San Jose favors sellers and competition is intensifying. Buyers should prepare strong offers and expect limited room to negotiate on well-priced listings.

How do Stonegate West, San Jose home prices compare to the Bay Area average?

At $1.27M, Stonegate West, San Jose's median sits about 29% below the Bay Area average of $1.80M. That average is skewed high by ultra-premium peninsula enclaves like Atherton and Woodside, so a more useful frame is that Stonegate West, San Jose is one of the more accessible corners of the Bay Area.

This is close to the San Jose city-wide median of $1.40M.

How competitive is Stonegate West, San Jose for buyers?

Stonegate West, San Jose currently favors sellers:

  • Homes sell about 3% above asking on average
  • 82% close above list price
  • 26 days typical time to go pending

Buyer strategy: well-priced homes still move quickly, but there is modest room for strong offers. Come in pre-approved with a clear plan.

What will my total monthly cost be on a median-priced Stonegate West, San Jose home?

At $1.27M with 20% down at 6.71%, your estimated total monthly cost is approximately $8,082:

  • $6,573 principal and interest
  • $1,325 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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