Cayuga, San Francisco Housing Market · 2026
Data through Sep 2026
Cayuga, San Francisco Market Snapshot
Cayuga is one of the most competitive markets in the Bay Area, and it's still heating up. Here's what you need to know:
- Homes go pending in about 14 days, so move quickly or you'll miss out
- Selling 23% above asking. Budget above list price to compete
- Loan payment: $7,183/mo P&I (7.32%, 20% down) · Est. total ~$8,728/mo with tax + insurance, well below the Bay Area average.
- Cayuga pricing is 17% below the San Francisco median ($1.31M vs. $1.58M)
Based on 8 homes sold in the 3 months ending September 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.
Data through September 2026
- Principal & Interest$7,183
- Property Tax$1,362
- Insurance$183
Market Trends
See how prices, monthly costs, and mortgage rates have moved in Cayuga.
Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.
Frequently asked questions about Cayuga, San Francisco
- Is now a good time to buy in Cayuga, San Francisco?
Cayuga, San Francisco is one of the most competitive markets in the Bay Area. Buyers should expect to offer above asking price, be prepared to waive contingencies, and act fast. Coming in with strong financing and a clear strategy is essential.
- How do Cayuga, San Francisco home prices compare to the Bay Area average?
At $1.31M, Cayuga, San Francisco's median sits about 26% below the Bay Area average of $1.77M. That average is skewed high by ultra-premium peninsula enclaves like Atherton and Woodside, so a more useful frame is that Cayuga, San Francisco is one of the more accessible corners of the Bay Area.
Within San Francisco, this area trades about 17% below the city-wide median of $1.58M.
- How competitive is Cayuga, San Francisco for buyers?
Cayuga, San Francisco is one of the Bay Area's more competitive markets:
- Homes sell about 23% above asking on average
- 87% close above list price
- 14 days typical time to go pending
Buyer strategy: budget 5 to 10% above ask on well-priced listings, with financing pre-approved and offers ready to move quickly.
- What will my total monthly cost be on a median-priced Cayuga, San Francisco home?
At $1.31M with 20% down at 7.32%, your estimated total monthly cost is approximately $8,728:
- $7,183 principal and interest
- $1,362 property tax (California 1.25% effective rate)
- $183 homeowners insurance
HOA fees are extra.
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