Hayes Valley, San Francisco Housing Market · 2026
Data through Sep 2026
Hayes Valley, San Francisco Market Snapshot
Hayes Valley favors sellers and competition is intensifying. Here's the picture:
- Homes go pending in about 14 days, so move quickly or you'll miss out
- Selling 7% above asking. Budget above list price to compete
- Loan payment: $7,774/mo P&I (7.32%, 20% down on a $1.41M home) · Est. total ~$9,431/mo with tax + insurance.
- Hayes Valley pricing is near the San Francisco city-wide median ($1.41M vs. $1.58M)
Based on 7 homes sold in the 3 months ending September 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.
Data through September 2026
- Principal & Interest$7,774
- Property Tax$1,474
- Insurance$183
Market Trends
See how prices, monthly costs, and mortgage rates have moved in Hayes Valley.
Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.
Frequently asked questions about Hayes Valley, San Francisco
- Is now a good time to buy in Hayes Valley, San Francisco?
Hayes Valley, San Francisco favors sellers and competition is intensifying. Buyers should prepare strong offers and expect limited room to negotiate on well-priced listings.
- How do Hayes Valley, San Francisco home prices compare to the Bay Area average?
At $1.41M, Hayes Valley, San Francisco's median sits about 20% below the Bay Area average of $1.77M. That average is skewed high by ultra-premium peninsula enclaves like Atherton and Woodside, so a more useful frame is that Hayes Valley, San Francisco is one of the more accessible corners of the Bay Area.
Within San Francisco, this area trades about 10% below the city-wide median of $1.58M.
By home type:
- Condos at $1.40M
- Single-family homes at $2.80M
- What price range should I budget for in Hayes Valley, San Francisco?
Prices in Hayes Valley, San Francisco depend heavily on home type and specific neighborhood. Median sale prices by type:
- Condos at $1.40M
- Single-family homes at $2.80M
Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.
- How competitive is Hayes Valley, San Francisco for buyers?
Hayes Valley, San Francisco currently favors sellers:
- Homes sell about 7% above asking on average
- 57% close above list price
- 14 days typical time to go pending
Buyer strategy: well-priced homes still move quickly, but there is modest room for strong offers. Come in pre-approved with a clear plan.
- What will my total monthly cost be on a median-priced Hayes Valley, San Francisco home?
At $1.41M with 20% down at 7.32%, your estimated total monthly cost is approximately $9,431:
- $7,774 principal and interest
- $1,474 property tax (California 1.25% effective rate)
- $183 homeowners insurance
HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.
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