Merced Manor, San Francisco Housing Market · 2026

Data through Sep 2026

Merced Manor, San Francisco Market Snapshot

Merced Manor is one of the most competitive markets in the Bay Area right now. Here's what you need to know:

  • Homes sit for about 15 days, enough time to tour but don't wait too long
  • Selling 13% above asking. Budget above list price to compete
  • Loan payment: $12,911/mo P&I (7.32%, 20% down on a $2.35M home) · Est. total ~$15,541/mo with tax + insurance.

Based on just 1 sale in the 3 months ending September 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Read this as a rough snapshot; a single transaction can move these numbers noticeably. Updated weekly.

Data through September 2026

SalesWhat are homes selling for?
Median Sale Price
$2.35M
Homes Sold
1
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$15,541/mo
7.32% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$12,911
  • Property Tax$2,447
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
15 days
Homes typically sell within a month
Sale-to-List Ratio
112.7%
Selling 13% above asking
% Sold Over Asking
100%
100% of homes sold above their asking price
Active Listings
n/a

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Merced Manor.

Median Sale Price
Homes Sold
Total Monthly Payment
Estimated monthly cost is up 22% from a year ago in Merced Manor, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 7.32%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Merced Manor, San Francisco

Is now a good time to buy in Merced Manor, San Francisco?

Data for Merced Manor, San Francisco specifically is limited. Only 1 sale in the last 3 months is not enough to read neighborhood-level conditions, and one unusual transaction can dominate the reported numbers. Zooming out to the broader San Francisco market: san Francisco is one of the most competitive markets in the Bay Area. Buyers should expect to offer above asking price, be prepared to waive contingencies, and act fast. Coming in with strong financing and a clear strategy is essential.

How do Merced Manor, San Francisco home prices compare to San Francisco and the Bay Area?

Merced Manor, San Francisco's one recent sale was at a median of $2.35M. That is notably above San Francisco's city-wide median of $1.58M. With only a single data point, it is hard to draw firm neighborhood-level conclusions. This could reflect a specific property or an unusual transaction rather than a broader trend. For context, the Bay Area median is $1.77M.

What will my total monthly cost be on a typical Merced Manor, San Francisco home?

Using the one recent sale as a rough anchor, your estimated total monthly cost with 20% down at 7.32% would be approximately $15,541:

  • $12,911 principal and interest
  • $2,447 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

The actual number for any specific property depends on sale price, HOA if applicable, and lender.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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