University Mound, San Francisco Housing Market · 2026
Data through Sep 2026
University Mound, San Francisco Market Snapshot
University Mound is one of the most competitive markets in the Bay Area, and it's still heating up. Here's what you need to know:
- Homes go pending in about 12 days, so move quickly or you'll miss out
- Selling 23% above asking. Budget above list price to compete
- Loan payment: $8,873/mo P&I (7.32%, 20% down on a $1.61M home) · Est. total ~$10,738/mo with tax + insurance.
- Bidding wars persist (100% sell above list) but inventory is growing, so competition may ease soon
- University Mound pricing is near the San Francisco city-wide median ($1.61M vs. $1.58M)
Based on 9 homes sold in the 3 months ending September 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.
Data through September 2026
- Principal & Interest$8,873
- Property Tax$1,682
- Insurance$183
Market Trends
See how prices, monthly costs, and mortgage rates have moved in University Mound.
Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.
Frequently asked questions about University Mound, San Francisco
- Is now a good time to buy in University Mound, San Francisco?
University Mound, San Francisco is one of the most competitive markets in the Bay Area. Buyers should expect to offer above asking price, be prepared to waive contingencies, and act fast. Coming in with strong financing and a clear strategy is essential.
- How do University Mound, San Francisco home prices compare to the Bay Area average?
At $1.61M, University Mound, San Francisco's median is close to the Bay Area average of $1.77M.
This is close to the San Francisco city-wide median of $1.58M.
- How competitive is University Mound, San Francisco for buyers?
University Mound, San Francisco is one of the Bay Area's more competitive markets:
- Homes sell about 23% above asking on average
- 100% close above list price
- 12 days typical time to go pending
- 21% of listings have had a price reduction
Buyer strategy: budget 5 to 10% above ask on well-priced listings, with financing pre-approved and offers ready to move quickly.
- What will my total monthly cost be on a median-priced University Mound, San Francisco home?
At $1.61M with 20% down at 7.32%, your estimated total monthly cost is approximately $10,738:
- $8,873 principal and interest
- $1,682 property tax (California 1.25% effective rate)
- $183 homeowners insurance
HOA fees are extra.
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