West Portal, San Francisco Housing Market · 2026
Data through Sep 2026
West Portal, San Francisco Market Snapshot
West Portal is one of the most competitive markets in the Bay Area, and it's still heating up. Here's what you need to know:
- Homes go pending in about 12 days, so move quickly or you'll miss out
- Selling 39% above asking. Budget above list price to compete
- Loan payment: $13,251/mo P&I (7.32%, 20% down on a $2.41M home) · Est. total ~$15,946/mo with tax + insurance.
- West Portal pricing is 53% above the San Francisco median ($2.41M vs. $1.58M)
Based on 9 homes sold in the 3 months ending September 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.
Data through September 2026
- Principal & Interest$13,251
- Property Tax$2,512
- Insurance$183
Market Trends
See how prices, monthly costs, and mortgage rates have moved in West Portal.
Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.
Frequently asked questions about West Portal, San Francisco
- Is now a good time to buy in West Portal, San Francisco?
West Portal, San Francisco is one of the most competitive markets in the Bay Area. Buyers should expect to offer above asking price, be prepared to waive contingencies, and act fast. Coming in with strong financing and a clear strategy is essential.
- How do West Portal, San Francisco home prices compare to the Bay Area average?
At $2.41M, West Portal, San Francisco's median sits about 36% above the Bay Area average of $1.77M. West Portal, San Francisco is on the higher end of the regional market.
Within San Francisco, this area trades about 53% above the city-wide median of $1.58M.
By home type:
- Single-family homes at $2.56M
- Condos at $823K
- What price range should I budget for in West Portal, San Francisco?
Prices in West Portal, San Francisco depend heavily on home type and specific neighborhood. Median sale prices by type:
- Single-family homes at $2.56M
- Condos at $823K
Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.
- How competitive is West Portal, San Francisco for buyers?
West Portal, San Francisco is one of the Bay Area's more competitive markets:
- Homes sell about 39% above asking on average
- 78% close above list price
- 12 days typical time to go pending
Buyer strategy: budget 5 to 10% above ask on well-priced listings, with financing pre-approved and offers ready to move quickly.
- What will my total monthly cost be on a median-priced West Portal, San Francisco home?
At $2.41M with 20% down at 7.32%, your estimated total monthly cost is approximately $15,946:
- $13,251 principal and interest
- $2,512 property tax (California 1.25% effective rate)
- $183 homeowners insurance
HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.
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