Outer Mission, San Francisco Housing Market · 2026
Data through Sep 2026
Outer Mission, San Francisco Market Snapshot
Outer Mission favors sellers and competition is intensifying. Here's the picture:
- 32 days on market gives buyers time to be selective and negotiate
- Selling 12% above asking. Budget above list price to compete
- Loan payment: $6,648/mo P&I (7.32%, 20% down) · Est. total ~$8,091/mo with tax + insurance, well below the Bay Area average.
- Bidding wars persist (62% sell above list) but inventory is growing, so competition may ease soon
- Outer Mission pricing is 23% below the San Francisco median ($1.21M vs. $1.58M)
Based on 8 homes sold in the 3 months ending September 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.
Data through September 2026
- Principal & Interest$6,648
- Property Tax$1,260
- Insurance$183
Market Trends
See how prices, monthly costs, and mortgage rates have moved in Outer Mission.
Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.
Frequently asked questions about Outer Mission, San Francisco
- Is now a good time to buy in Outer Mission, San Francisco?
Outer Mission, San Francisco favors sellers and competition is intensifying. Buyers should prepare strong offers and expect limited room to negotiate on well-priced listings.
- How do Outer Mission, San Francisco home prices compare to the Bay Area average?
At $1.21M, Outer Mission, San Francisco's median sits about 32% below the Bay Area average of $1.77M. That average is skewed high by ultra-premium peninsula enclaves like Atherton and Woodside, so a more useful frame is that Outer Mission, San Francisco is one of the more accessible corners of the Bay Area.
Within San Francisco, this area trades about 23% below the city-wide median of $1.58M.
- How competitive is Outer Mission, San Francisco for buyers?
Outer Mission, San Francisco currently favors sellers:
- Homes sell about 12% above asking on average
- 62% close above list price
- 32 days typical time to go pending
Buyer strategy: well-priced homes still move quickly, but there is modest room for strong offers. Come in pre-approved with a clear plan.
- What will my total monthly cost be on a median-priced Outer Mission, San Francisco home?
At $1.21M with 20% down at 7.32%, your estimated total monthly cost is approximately $8,091:
- $6,648 principal and interest
- $1,260 property tax (California 1.25% effective rate)
- $183 homeowners insurance
HOA fees are extra.
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