St. Marys Park, San Francisco Housing Market · 2026
Data through Sep 2026
St. Marys Park, San Francisco Market Snapshot
St. Marys Park is one of the most competitive markets in the Bay Area, and it's still heating up. Here's what you need to know:
- Homes go pending in about 13 days, so move quickly or you'll miss out
- Selling 20% above asking. Budget above list price to compete
- Loan payment: $7,499/mo P&I (7.32%, 20% down on a $1.36M home) · Est. total ~$9,104/mo with tax + insurance.
- Bidding wars persist (83% sell above list) but inventory is growing, so competition may ease soon
- St. Marys Park pricing is near the San Francisco city-wide median ($1.36M vs. $1.58M)
Based on 6 homes sold in the 3 months ending September 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.
Data through September 2026
- Principal & Interest$7,499
- Property Tax$1,421
- Insurance$183
Market Trends
See how prices, monthly costs, and mortgage rates have moved in St. Marys Park.
Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.
Frequently asked questions about St. Marys Park, San Francisco
- Is now a good time to buy in St. Marys Park, San Francisco?
St. Marys Park, San Francisco is one of the most competitive markets in the Bay Area. Buyers should expect to offer above asking price, be prepared to waive contingencies, and act fast. Coming in with strong financing and a clear strategy is essential.
- How do St. Marys Park, San Francisco home prices compare to the Bay Area average?
At $1.36M, St. Marys Park, San Francisco's median sits about 23% below the Bay Area average of $1.77M. That average is skewed high by ultra-premium peninsula enclaves like Atherton and Woodside, so a more useful frame is that St. Marys Park, San Francisco is one of the more accessible corners of the Bay Area.
Within San Francisco, this area trades about 14% below the city-wide median of $1.58M.
By home type:
- Single-family homes at $1.62M
- Condos at $1.36M
- What price range should I budget for in St. Marys Park, San Francisco?
Prices in St. Marys Park, San Francisco depend heavily on home type and specific neighborhood. Median sale prices by type:
- Single-family homes at $1.62M
- Condos at $1.36M
Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.
- How competitive is St. Marys Park, San Francisco for buyers?
St. Marys Park, San Francisco is one of the Bay Area's more competitive markets:
- Homes sell about 20% above asking on average
- 83% close above list price
- 13 days typical time to go pending
Buyer strategy: budget 5 to 10% above ask on well-priced listings, with financing pre-approved and offers ready to move quickly.
- What will my total monthly cost be on a median-priced St. Marys Park, San Francisco home?
At $1.36M with 20% down at 7.32%, your estimated total monthly cost is approximately $9,104:
- $7,499 principal and interest
- $1,421 property tax (California 1.25% effective rate)
- $183 homeowners insurance
HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.
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