Mission Terrace, San Francisco Housing Market · 2026

Data through Mar 2026

Mission Terrace, San Francisco Market Snapshot

Mission Terrace is one of the most competitive markets in the Bay Area, and it's still heating up. Here's what you need to know:

Based on 9 homes sold in March 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through March 2026

SalesWhat are homes selling for?
Median Sale Price
$1.41M
Up 26.7% from March 2025
Up $297K from March 2025
Homes Sold
9
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$8,804/mo
6.53% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$7,152
  • Property Tax$1,469
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
14 days
2 more days than in March 2025
Homes sell in a week or two
Sale-to-List Ratio
126.5%
Up from 118.0% in March 2025
Selling 27% above asking
% Sold Over Asking
100%
100% of homes sold above their asking price
Active Listings
5
Down 44.4% from March 2025
About 0.6 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Mission Terrace.

Median Sale Price
Up 26.7% year-over-year in Mission Terrace. Based on 9 sales in the most recent month.
Homes Sold
50% more homes sold than a year ago in Mission Terrace.
Total Monthly Payment
Estimated monthly cost is up 23% from a year ago in Mission Terrace, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.53%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Mission Terrace, San Francisco

Is now a good time to buy in Mission Terrace, San Francisco?

Mission Terrace, San Francisco is one of the most competitive markets in the Bay Area. Buyers should expect to offer above asking price, be prepared to waive contingencies, and act fast. Coming in with strong financing and a clear strategy is essential.

How do Mission Terrace, San Francisco home prices compare to the Bay Area average?

At $1.41M, Mission Terrace, San Francisco's median sits about 25% below the Bay Area average of $1.88M. That average is skewed high by ultra-premium peninsula enclaves like Atherton and Woodside, so a more useful frame is that Mission Terrace, San Francisco is one of the more accessible corners of the Bay Area.

Within San Francisco, this area trades about 17% below the city-wide median of $1.70M.

How competitive is Mission Terrace, San Francisco for buyers?

Mission Terrace, San Francisco is one of the Bay Area's more competitive markets:

  • Homes sell about 27% above asking on average
  • 100% close above list price
  • 14 days typical time to go pending

Buyer strategy: budget 5 to 10% above ask on well-priced listings, with financing pre-approved and offers ready to move quickly.

What will my total monthly cost be on a median-priced Mission Terrace, San Francisco home?

At $1.41M with 20% down at 6.53%, your estimated total monthly cost is approximately $8,804:

  • $7,152 principal and interest
  • $1,469 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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