Civic Center, San Francisco Housing Market · 2026

Data through Mar 2026

Civic Center, San Francisco Market Snapshot

Civic Center favors sellers and competition is intensifying. Here's the picture:

Based on 10 homes sold in March 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through March 2026

SalesWhat are homes selling for?
Median Sale Price
$878K
Down 13.0% from March 2025
Down $131K from March 2025
Homes Sold
10
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$5,548/mo
6.53% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$4,451
  • Property Tax$914
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
19 days
111 fewer days than in March 2025
Homes typically sell within a month
Sale-to-List Ratio
104.8%
Up from 102.3% in March 2025
Selling 5% above asking
% Sold Over Asking
50%
More than half of homes sold above their asking price
Active Listings
5
Down 50.0% from March 2025
About 0.5 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Civic Center.

Median Sale Price
Down 13.0% year-over-year in Civic Center. Based on 10 sales in the most recent month.
Homes Sold
100% more homes sold than a year ago in Civic Center.
Total Monthly Payment
Estimated monthly cost is down 15% from a year ago in Civic Center, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.53%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Civic Center, San Francisco

Is now a good time to buy in Civic Center, San Francisco?

Civic Center, San Francisco favors sellers and competition is intensifying. Buyers should prepare strong offers and expect limited room to negotiate on well-priced listings.

How do Civic Center, San Francisco home prices compare to the Bay Area average?

At $878K, Civic Center, San Francisco's median sits about 53% below the Bay Area average of $1.88M. Civic Center, San Francisco is among the most accessible parts of the Bay Area.

Within San Francisco, this area trades about 48% below the city-wide median of $1.70M.

How competitive is Civic Center, San Francisco for buyers?

Civic Center, San Francisco currently favors sellers:

  • Homes sell about 5% above asking on average
  • 50% close above list price
  • 19 days typical time to go pending

Buyer strategy: well-priced homes still move quickly, but there is modest room for strong offers. Come in pre-approved with a clear plan.

What will my total monthly cost be on a median-priced Civic Center, San Francisco home?

At $878K with 20% down at 6.53%, your estimated total monthly cost is approximately $5,548:

  • $4,451 principal and interest
  • $914 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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