Yerba Buena Island, San Francisco Housing Market · 2026
Data through Sep 2026
Yerba Buena Island, San Francisco Market Snapshot
Yerba Buena Island is shifting toward buyers. Here's where things stand:
- 38 days on market gives buyers time to be selective and negotiate
- Selling at or near list price. Fair offers are competitive here
- Loan payment: $8,570/mo P&I (7.32%, 20% down on a $1.56M home) · Est. total ~$10,378/mo with tax + insurance.
Based on just 1 sale in the 3 months ending September 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Read this as a rough snapshot; a single transaction can move these numbers noticeably. Updated weekly.
Data through September 2026
- Principal & Interest$8,570
- Property Tax$1,625
- Insurance$183
Market Trends
See how prices, monthly costs, and mortgage rates have moved in Yerba Buena Island.
Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.
Frequently asked questions about Yerba Buena Island, San Francisco
- Is now a good time to buy in Yerba Buena Island, San Francisco?
Data for Yerba Buena Island, San Francisco specifically is limited. Only 1 sale in the last 3 months is not enough to read neighborhood-level conditions, and one unusual transaction can dominate the reported numbers. Zooming out to the broader San Francisco market: san Francisco is one of the most competitive markets in the Bay Area. Buyers should expect to offer above asking price, be prepared to waive contingencies, and act fast. Coming in with strong financing and a clear strategy is essential.
- How do Yerba Buena Island, San Francisco home prices compare to San Francisco and the Bay Area?
Yerba Buena Island, San Francisco's one recent sale was at a median of $1.56M. That is close to San Francisco's city-wide median of $1.58M. With only a single data point, it is hard to draw firm neighborhood-level conclusions. This could reflect a specific property or an unusual transaction rather than a broader trend. For context, the Bay Area median is $1.77M.
- What will my total monthly cost be on a typical Yerba Buena Island, San Francisco home?
Using the one recent sale as a rough anchor, your estimated total monthly cost with 20% down at 7.32% would be approximately $10,378:
- $8,570 principal and interest
- $1,625 property tax (California 1.25% effective rate)
- $183 homeowners insurance
The actual number for any specific property depends on sale price, HOA if applicable, and lender.
“Mel did an amazing job helping us buy our first home. When we first met her, we had done literally zero of the steps needed to buy a house, and 28 days later we closed.”
“I work in commercial real estate with many different agents and I can proudly say that Mel is above the rest.”
“Working with Mel was the best decision I made in my home-buying journey. She was incredibly patient, taking the time to explain every detail of the process to me.”
“Mel did an incredible job helping me find and purchase my first home! She was very responsive, professional, and knowledgeable.”
“Working with Mel was a fantastic experience from start to finish. We were immediately impressed by her active listening and her ability to translate our needs.”
Let's Chat!
I read every message and usually reply the same day.
