Yerba Buena Island, San Francisco Housing Market · 2026

Data through Sep 2026

Yerba Buena Island, San Francisco Market Snapshot

Yerba Buena Island is shifting toward buyers. Here's where things stand:

  • 38 days on market gives buyers time to be selective and negotiate
  • Selling at or near list price. Fair offers are competitive here
  • Loan payment: $8,570/mo P&I (7.32%, 20% down on a $1.56M home) · Est. total ~$10,378/mo with tax + insurance.

Based on just 1 sale in the 3 months ending September 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Read this as a rough snapshot; a single transaction can move these numbers noticeably. Updated weekly.

Data through September 2026

SalesWhat are homes selling for?
Median Sale Price
$1.56M
Homes Sold
1
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$10,378/mo
7.32% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$8,570
  • Property Tax$1,625
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
38 days
Buyers have time to decide
Sale-to-List Ratio
100.0%
Selling at or near asking price
% Sold Over Asking
0%
No homes sold above asking. Few bidding wars right now
Active Listings
11
About 32.1 months of supply. Plenty of options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Yerba Buena Island.

Median Sale Price
Homes Sold
Total Monthly Payment

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 7.32%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Yerba Buena Island, San Francisco

Is now a good time to buy in Yerba Buena Island, San Francisco?

Data for Yerba Buena Island, San Francisco specifically is limited. Only 1 sale in the last 3 months is not enough to read neighborhood-level conditions, and one unusual transaction can dominate the reported numbers. Zooming out to the broader San Francisco market: san Francisco is one of the most competitive markets in the Bay Area. Buyers should expect to offer above asking price, be prepared to waive contingencies, and act fast. Coming in with strong financing and a clear strategy is essential.

How do Yerba Buena Island, San Francisco home prices compare to San Francisco and the Bay Area?

Yerba Buena Island, San Francisco's one recent sale was at a median of $1.56M. That is close to San Francisco's city-wide median of $1.58M. With only a single data point, it is hard to draw firm neighborhood-level conclusions. This could reflect a specific property or an unusual transaction rather than a broader trend. For context, the Bay Area median is $1.77M.

What will my total monthly cost be on a typical Yerba Buena Island, San Francisco home?

Using the one recent sale as a rough anchor, your estimated total monthly cost with 20% down at 7.32% would be approximately $10,378:

  • $8,570 principal and interest
  • $1,625 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

The actual number for any specific property depends on sale price, HOA if applicable, and lender.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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